The buzz has it that the follow on bill for insurance reform will eliminate pre-existing conditions for life insurance, car insurance and fire insurance. It will save consumers billions.
Why pay for insurance before you need it? Under the new Democratic program you obtain and start paying for the insurance when you need it (just in time). You have a car crash and then you go and sign up for car insurance, you house burns down, you then drive down to your Farmers Agent and sign up for fire insurance (retroactively).
But the best deal of all is that you wait until your spouse has died unexpectedly. Then you and your children go and purchase life insurance. For only $100 per month you can get many millions of coverage. Why pay for life insurance for several d years in advance when you can wait until you really need it?
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